Terms of Use

1. Informational website

Evergreen Life Guide provides general educational information about life insurance in Canada. The website is not an insurance company, insurance policy, insurance contract, insurance brokerage or substitute for advice from a properly licensed professional.

2. No sale or binding of coverage

No insurance is issued, bound, underwritten or sold through these pages. Submitting an inquiry does not create coverage, an application to an insurer, or any obligation for an insurer to offer a policy.

3. Independent licensed providers

If referral functionality is enabled, an inquiry may be referred to an independent insurance professional or provider. Any such party is responsible for its own licensing, disclosures, recommendations, quotes, applications and policy documentation. Verify licensing in your province or territory before purchasing insurance.

4. General information, not advice

Content is provided for general informational purposes and is not individualized insurance, financial, legal or tax advice. Examples are illustrative and do not guarantee eligibility, pricing, approval, benefits or tax treatment.

5. Accuracy and changes

We aim to keep content clear and useful, but insurance products, regulation and market practices can change. Confirm important information with the applicable licensed professional, insurer or regulator before making a decision.

6. Intellectual property

Website text, design and original materials may not be reproduced for commercial use without permission except as permitted by law.

7. Privacy

Use of personal information is described in the Privacy Policy. Do not submit sensitive medical, financial-account, government-identifier or payment-card information through the general contact form.

8. Governing considerations

These terms are intended to operate subject to applicable Canadian federal, provincial and territorial laws. Mandatory consumer rights are not excluded.